Medical Cost Sharing is an affordable alternative to health insurance.
Affordable. Accessible. Effective.
Keeping yourself and those you love healthy is everything. Unfortunately, government regulations and rising health care costs make it increasingly difficult for American families to get exceptional care, at prices they can afford.*
Lower Monthly Costs
Savings of 30-60% vs. Health Insurance
Reduced Cost of Care
Overall lower annual health care outlays
Freedom to Choose
Members are not limited by networks

Individuals
Through an innovative layering of healthcare services from Sedera and Shared Health Alliance, we enable individuals and families access to high quality healthcare that is affordable, flexible and effective.
In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Expert Second Opinion, and Personal Member Advisor services to all members.
Many levels of sharing available with IUA (Individual Unshared Amount) from $500-$5,000, and single source billing through Shared Health Alliance.
Solutions as low as $297 per month.
When combined with a SHA Membership
Download A Sedera Brochure
Groups
The Sedera Health medical cost sharing model boldly challenges the insurance status quo.
Combined with the SHA Preventive or SHA Premier, this option provides sharing for preventive services and well care visits and prescriptions.
Businesses like yours are looking for an alternative to the insurance status quo. That’s where medical cost sharing comes in.
Three levels of sharing available with IUA's (Individual Unshared Amount) of $500, $1,000, or $1,500, and single source billing through Shared Health Alliance.
Solutions as low as $285 per month.
When combined with a SHA Membership
See Employer Group Options